Items Needed

Borrower(s) Information

  • Names as they are to appear on the deed
  • Social Security Number(s)
  • Drivers’ license(s) or other photo ID‘s
  • Home address(es) for the past 2 years

Employment/Income

  • Paycheck stubs for the last 30 days• W-2’s and Personal Tax Returns for last 2 years
  • Employment information for the past 2 years
  • Social Security or retirement award letters
  • If self-employed or commissioned, personal and/or business tax returns1

Assets/Bank Statements

  • Most recent 2 months statements frombanks or other financial institutions
  • Source of any non-payroll deposits
  • Balances for each checking, savings, retirement and asset accounts
  • Fully executed gift letter and proof of transfer

Real Estate Owned

  • Property addresses for real estate you own
  • Mortgage loan statements for mortgages
  • Other insurance and HOA statements for all properties

Other Information

  • Copy of bankruptcy filing and discharge
  • Purchase property information with sales contract and addendums
  • Copy of divorce decree and proof of child support

Other Information

  • 12 months canceled rent checks or management company contact information
  • Certificate of Eligibility and DD214 for Veterans